Today, it is advised to keep less and less cash with you and use more online transactions. Debit Cards, credit cards, mobile wallets have surely supported the cause. Credit Cards are a shrewd way to solve the cash crunch problems. In a way, they help you borrow money for no cost and give you extra protection through online transactions & record keeping of every transaction you make. They help you solve sudden unwanted expenses you cannot avoid.
Credit cards in a lot of ways have a lot of other advantages too. Apart from borrowing for free and safe transactions, credit cards also offer earnings in the form of cashbacks, loyalty points, air miles etc. Online Shopping offers by Ecommerce portals on bank specific credit cards are the best example of this. But, keeping all the benefits on one side, we should always use cards judiciously, keeping in mind our expense budget and not get getting attracted by offers and rewards. You may end having an undesirable debt problem.
What about the customer problems?
A lot of us have faced a lot of issues with our credit cards. We have been charged unwanted maintenance charges, some additional paid updates without being asked, extra interest etc. Is our credit card company resolving them all on time? Certainly, not. To the many frustrated people, credit cards have been a very bad experience. They were offered by the pushy relationship manager, promising the card to be free of join fees, giving many additional benefits. We were never told the term and conditions that came with it. While all these banks have been boastful about their perfect services, they have kept many frustrated customers with a bad experience with their bank, on the way.
BankingComplaint is a portal where you can get resolutions to all your credit card issues, your bank never fixed. Your queries are responded by industry experts with a wise advice to get your problem fixed. The best thing about BankingComplaint.com is it’s openness to everybody. People wanting to keep their problem private also have the facility to put a complaint query in private.
